The following promotion is intended for Entrants in the United States only and shall be construed and evaluated according to the laws of the United States. Do not proceed in this promotion if you are not a legal resident of the United States. Further eligibility restrictions are contained in the official rules below.
1. ELIGIBILITY: The Stash Your Tax Refund 2020 Sweepstakes (the “Sweepstakes”) is offered by Stash Cash Management LLC (“Stash”), an affiliate of Stash Financial, Inc. Stash is not a bank or depository institution licensed in any jurisdiction. Sweepstakes is only open to legal residents of the 50 United States and the District of Columbia who are at least eighteen (18) years of age and are a Stash Debit Account Holder (as defined below) at the time of entry. Void in all U.S. territories and possessions where prohibited by law. This Sweepstakes is governed by U.S. law and is subject to all applicable federal, state and local laws and regulations. Entrants must have Internet access in order to enter the Sweepstakes. Each Entrant must be the rightful owner (or have authorized use) of the e-mail address identified in the Entrant’s entry and/or the Entrant’s Stash Debit Account (as defined below). Stash will use commercially reasonable efforts to exclude employees of Stash, and its respective affiliates, subsidiaries, parents, advertising, promotion and fulfillment agencies and members of the immediate family or household of each, from being eligible to win prizes under this Sweepstakes. Immediate family member is defined as a parent, sibling or any person residing in the same household as an employee of Stash. Stash will be referred to herein as “Sponsor.” For purposes of this Sweepstakes, a “Stash Debit Account” is a debit account powered by Green Dot Bank, Member FDIC, that is and remains in good standing. Each person who has completed the process of opening a Stash Debit Account will be deemed a “Stash Debit Account Holder” hereunder. You must pass Green Dot Bank’s customer identification procedures and otherwise be approved by Green Dot Bank for a Stash Debit Account, and you must agree to electronic delivery of disclosures, Green Dot Bank’s deposit account agreement, and any other account documentation required for opening in order to open a Stash Debit Account. There is no guarantee that you will be approved to open a Stash Debit Account. Stash and/or Green Dot Bank reserve the right to determine in its or their sole or joint discretion whether a Stash Debit Account is closed and/or in good standing. An account in good standing for purposes of this Sweepstakes is an account for which all required account opening documentation has been completed and verified, and is not locked, or restricted, or otherwise flagged in any way. If an Entrant’s Stash Debit Account is closed or not in good standing for any reason at any time, any prizes you win in accordance with these rules may be forfeited.
2. PROMOTION PERIOD: Sweepstakes begins on January 27, 2020 at 12:01 AM (ET) and ends on May 1, 2020 at 11:59 PM (ET) (the “Promotion Period”).
3. TWO (2) WAYS TO ENTER: (A) DIRECTLY DEPOSIT YOUR TAX REFUND CHECK: To earn one (1) entry in the Sweepstakes, an eligible Entrant must have at least one (1) tax refund check issued by a governmental agency (e.g. Internal Revenue Service) or a tax services provider (e.g. H&R Block) electronically direct deposit to such eligible Entrant’s Stash Debit Account during the Promotion Period (a “Direct Deposit Transaction”); or (B) FREE ENTRY METHOD: To earn one (1) entry in the Sweepstakes without completing a Direct Deposit Transaction, Stash Debit Account Holders will be required to complete and submit a designated online Survey during the Promotion Period to earn one (1) Entry into the Sweepstakes by visiting the following link: https://www.surveymonkey.com/r/KD753X7. Each Stash Debit Account Holder may only submit one (1) designated online Survey during the Promotion Period to earn up to a total of one (1) Entry into the Sweepstakes.
Limit up to one (1) total Entry per Stash Debit Account Holder during the Promotion Period, regardless of Entry Method. No purchase required to enter or win. No responsibility is assumed by Sponsor for lost, late, misdirected, incomplete or stolen entries or for any computer, online, telephone or technical malfunctions that may occur. Sponsor may reject any Entry it believes is the result of fraud or was submitted in violation of these official rules. Stash Invest, Stash Retire (Traditional IRA and Roth IRA), and Stash Custodial Accounts are not eligible under this Sweepstakes.
4. ONE (1) PRIZE AND ITS APPROXIMATE RETAIL VALUE (“ARV”) WILL BE AWARDED DURING THE PROMOTION PERIOD: ONE (1) GRAND PRIZE: One (1) Grand Prize Winner will receive one (1) cash prize equal to either (i) the lower of (a) three times (3x) the dollar amount of the Grand Prize Winner’s Direct Deposit Transaction, or (b) $5,000, if the Grand Prize Winner entered the Sweepstakes by method of a Direct Deposit Transaction, or (ii) the lower of (y) three times (3x) the dollar amount of one (1) tax refund check received by the Grand Prize Winner from a governmental agency or a tax services provider, or (z) $5,000, if the Grand Prize Winner entered the Sweepstakes through the Free Entry Method described above. If, at the relevant time of payment of the Grand Prize hereunder, the Grand Prize Winner has a Stash Debit Account in good standing, then Sponsor will deposit the Grand Prize in the form of cash into the Grand Prize Winner’s Stash Debit Account. If, at the relevant time of payment of the Grand Prize hereunder, the Grand Prize Winner does not have a Stash Debit Account that is open and in good standing, the Sponsor will award the Grand Prize in the form of a check. To the extent three times (3x) the dollar amount of the Grand Prize Winner’s Direct Deposit Transaction or tax refund check, as applicable, is greater than $5,000, the Grand Prize Winner will not receive the additional amount over $5,000. ARV of Grand Prize: up to $5,000. TOTAL ARV OF ALL PRIZES AWARDED DURING THE PROMOTION PERIOD: $5,000. Limit one (1) Prize per eligible Entrant hereunder during the Promotion Period. ALL EXPENSES, TAXES AND COSTS ASSOCIATED WITH ACCEPTANCE AND USE OF PRIZES NOT SET FORTH IN THESE RULES ARE THE OBLIGATION OF THE WINNER. Prize substitutions are not allowed. Prizes are not transferable, except at the discretion of Sponsor. Prizes are awarded WITHOUT WARRANTY OF ANY KIND from Sponsor, express or implied, without limitation.
5. RANDOM DRAWING/SELECTION OF WINNER: One (1) random drawing (the “Random Drawing”) will be conducted on or about ten (10) days following the end of the Promotion Period. One Grand Prize Winner will be selected in the Random Drawing from among all eligible Entries received during the Promotion Period. Odds of winning depend upon the number of Entries received during the Promotion Period. The Random Drawing will be conducted by Sponsor whose decisions are final and binding in connection with this Sweepstakes.
Debit Account Services provided by and Stash Visa Debit card issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association. Green Dot Bank operates under the following registered trade names: GoBank, Green Dot Bank and Bonneville Bank. All of the registered trade names are used by, and refer to a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Green Dot is a registered trademark of Green Dot Corporation. ©2020 Green Dot Bank. All rights reserved.
7. INTERNET: If, for any reason, the Internet portion of this Sweepstakes is not capable of running as planned, whether due to infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the control of Sponsor which corrupts or affects the administration, security, fairness, integrity, or proper conduct of this Sweepstakes, Sponsor reserves the right at its sole discretion, to disqualify any individual who tampers with the entry process, and to cancel, terminate, modify or suspend the Sweepstakes. In the event of termination, a random drawing to award the Grand Prize will be conducted from all eligible Entries received up until the time of termination. Neither Sponsor nor any of its affiliates assume any responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, entries. Neither Sponsor nor any of its affiliates is responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers, or providers, computer equipment, software, failure of any e-mail, Direct Deposit Transaction or entry to be received by Sponsor on account of technical problems, human error or traffic congestion on the Internet or at any web site, or any combination thereof, including any injury or damage to Entrant’s or any other person’s computer related to or resulting from participation or downloading any materials in this Sweepstakes. CAUTION: ANY ATTEMPT BY A PERSON TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THIS SWEEPSTAKES IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW. In the event of a dispute, entries will be declared made by the authorized account holder of the e-mail address submitted at time of entry or attributable to such Entrant’s Stash Debit Account. “Authorized account holder” is defined as the natural person who is assigned to an e-mail address by an Internet access provider, online service provider or other organization (e.g., business, educational, institution, etc.) that is responsible for assigning e-mail addresses for the domain associated with the submitted e-mail address.
8. DISPUTES: This Sweepstakes is governed by the laws of the United States and the State of New York, without respect to conflict of law doctrines. As a condition of participating in this Sweepstakes, Entrants agree that any and all disputes which cannot be resolved between the parties, and causes of action arising out of or in connection with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in New York having jurisdiction. Further, in any such dispute, under no circumstances will Entrants be permitted to obtain awards for, and hereby waive all rights to claim punitive, incidental or consequential damages, including attorneys’ fees, other than Entrant’s actual out-of-pocket expenses (e.g. costs associated with entering), and Entrant further waives all rights to have damages multiplied or increased.
9. PUBLICITY: By accepting a prize, the Grand Prize Winner grants to Sponsor the right, except where prohibited by law, to use your name, likeness, picture, address (city and state), e-mail address, voice, biographical information and written or oral statements, for advertising and promotional purposes in promoting or publicizing Sponsor and its affiliates and their respective products or services, without compensation unless required by law. You shall have no right of approval, no claim to compensation, and no claim (including, without limitation, claims based on invasion of privacy, defamation, or right of publicity) arising out of any use, blurring, alteration, or use in composite form of your name, picture, likeness, address (city and state), email address, biographical information, or entry. The rights granted under this paragraph shall extend to submissions and all other submitted materials related to the Sweepstakes, including those submitted by non-winners and winners.
10. WINNERS LIST: For a list of the Grand Prize Winner, send a self-addressed stamped envelope to “Stash Your Tax Refund 2020 Sweepstakes, Winners List Request”, c/o Centra360, 1400 Old Country Road, Suite 306, Westbury, NY 11590.
11. OFFICIAL RULES. To obtain a copy of these Official Rules, send a self-addressed stamped envelope by February 28, 2020 to: “Stash 2020 Referral Sweepstakes Official Rules Requests”, c/o Centra360, 1400 Old Country Road, Suite 306, Westbury, NY 11590. VT residents may omit return postage.
12. SPONSOR. This Sweepstakes is sponsored by: Stash Cash Management, LLC, 500 Seventh Avenue, 18th Floor, New York, NY 10018. This Sweepstakes is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A, or any of their respective affiliates, and none of the foregoing has any liability or responsibility to fulfill any prizes earned under this Sweepstakes.